What’s the difference between standard and business travel insurance?

Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

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What are the different types travel insurance and which should you choose?
Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
Is it possible to get cheaper travel insurance for a couple?
Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
How do you make a claim on your Travel Insurance Policy?
If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!
Are there any reasons why I may be unable to claim?
All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
Will you able to claim in the event of a terrorist attack?
Unfortunately, travel insurance companies rarely cover acts of terrorism.
When you are travelling on business, as well as your personal luggage, you will probably be taking equipment or property belonging to your company, such as a lap top computer. If an item like this gets stolen, you may even be liable. Fortunately, business travel insurance includes cover specifically for such an eventuality. However, the premium may take into account the extra risk associated with travelling to parts of a country where there are few, if any, of the usual services to support tourists in difficulties. It’s also worth noting that you will probably be expected to stay in pre-booked accommodation as a condition of your business travel policy.

Important advice from Brokers Online

Although some companies provide business travel insurance for their employees, not all do. So it’s essential to check what cover is provided. If there is little or no provision, then we strongly advise you to arrange appropriate cover. Simply return to the “ Specialist Travel Insurance” section on our website and click on “ business travel insurance” to get quotes from our providers.