What’s the difference between standard and business travel insurance?

Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.

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What are the different types travel insurance and which should you choose?: Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
What’s the difference between standard and business travel insurance?: Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.
Do you need special travel insurance for ski-ing holidays?: At the very least you should top up standard travel insurance with ski cover - but you are probably better off buying a specialist ski or extreme sports travel policy which gives you more extensive cover.
What should be covered on a standard travel insurance policy?: Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:
Is there such a thing as golf travel insurance?: Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.

When you are travelling on business, as well as your personal luggage, you will probably be taking equipment or property belonging to your company, such as a lap top computer. If an item like this gets stolen, you may even be liable. Fortunately, business travel insurance includes cover specifically for such an eventuality. However, the premium may take into account the extra risk associated with travelling to parts of a country where there are few, if any, of the usual services to support tourists in difficulties. It’s also worth noting that you will probably be expected to stay in pre-booked accommodation as a condition of your business travel policy.

Important advice from Brokers Online

Although some companies provide business travel insurance for their employees, not all do. So it’s essential to check what cover is provided. If there is little or no provision, then we strongly advise you to arrange appropriate cover. Simply return to the “ Specialist Travel Insurance” section on our website and click on “ business travel insurance” to get quotes from our providers.