Hot Topics

Does cheap travel insurance mean you’ll get less cover?: Not necessarily – but you can be sure when you buy your travel insurance through Endsleigh or Essential Travel you'll get a great deal !
What is Form E111 and do you really need it?: Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
What should be covered on a standard travel insurance policy?: Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:
What insurance cover do you need to drive abroad?: If you are driving your own car or hiring a car whilst you are abroad you need to have appropriate car insurance in addition to travel insurance.
Is there such a thing as golf travel insurance?: Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.

What’s the difference between standard and business travel insurance?

Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.

When you are travelling on business, as well as your personal luggage, you will probably be taking equipment or property belonging to your company, such as a lap top computer. If an item like this gets stolen, you may even be liable. Fortunately, business travel insurance includes cover specifically for such an eventuality. However, the premium may take into account the extra risk associated with travelling to parts of a country where there are few, if any, of the usual services to support tourists in difficulties. It’s also worth noting that you will probably be expected to stay in pre-booked accommodation as a condition of your business travel policy.

Important advice from Brokers Online

Although some companies provide business travel insurance for their employees, not all do. So it’s essential to check what cover is provided. If there is little or no provision, then we strongly advise you to arrange appropriate cover. Simply return to the “ Specialist Travel Insurance” section on our website and click on “ business travel insurance” to get quotes from our providers.

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