What’s the difference between standard and business travel insurance?

Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

Hot Topics

Do you need travel insurance if you are travelling in the UK?: If you are going anywhere in the UK, essentially the only travel insurance that you need is a simple cancellation policy. This means that in the event of any transport or accommodation being cancelled, the policy will cover your costs.
What exclusions on Travel Insurance should you look out for?: In other words, what is NOT covered by your travel insurance ! Never make any assumptions !
Does extreme sports insurance cover you for all hazardous activities?: You are in dangerous territory here. What kind of pursuits you can and can’t get up to will very much depend on your travel insurer’s particular extreme sports cover. If in doubt, look at your policy before you leap!
Can you get cheap travel insurance if you are over 65?: Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!
What should be covered on a standard travel insurance policy?: Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:

When you are travelling on business, as well as your personal luggage, you will probably be taking equipment or property belonging to your company, such as a lap top computer. If an item like this gets stolen, you may even be liable. Fortunately, business travel insurance includes cover specifically for such an eventuality. However, the premium may take into account the extra risk associated with travelling to parts of a country where there are few, if any, of the usual services to support tourists in difficulties. It’s also worth noting that you will probably be expected to stay in pre-booked accommodation as a condition of your business travel policy.

Important advice from Brokers Online

Although some companies provide business travel insurance for their employees, not all do. So it’s essential to check what cover is provided. If there is little or no provision, then we strongly advise you to arrange appropriate cover. Simply return to the “ Specialist Travel Insurance” section on our website and click on “ business travel insurance” to get quotes from our providers.