Hot Topics

What are the different types travel insurance and which should you choose?: Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
Is it possible to get cheaper travel insurance for a couple?: Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
What exclusions on Travel Insurance should you look out for?: In other words, what is NOT covered by your travel insurance ! Never make any assumptions !
Would you be better off getting annual travel insurance?: If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
Can you get cheap travel insurance if you are over 65?: Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!

What should be covered on a standard travel insurance policy?

Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:

Cancellation – if you have to cancel or curtail your trip due to illness, death, redundancy etc.

Missed Departure – through no fault of your own either from or to the UK.

Personal accident – that results in permanent disablement or death.

Personal Public Liability – should you injure a member of the public or damage their property.

Medical expenses - this should include cover for emergency medical treatment, hospitalisation, dental treatment and repatriation.

Loss of passport/driving licence – expenses to cover the cost of replacing either or both documents.

Personal luggage – cover up to specified limits if your personal possessions are lost, stolen or damaged.

Legal Expenses – to pursue damages or compensation for personal injury that occurs abroad.

24-hour worldwide emergency service – to assist with all the arrangements in the event of an emergency.

Can you be refused Travel Insurance?

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