What insurance cover do you need to drive abroad?

If you are driving your own car or hiring a car whilst you are abroad you need to have appropriate car insurance in addition to travel insurance.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

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Do you need travel insurance if you are travelling in the UK?
If you are going anywhere in the UK, essentially the only travel insurance that you need is a simple cancellation policy. This means that in the event of any transport or accommodation being cancelled, the policy will cover your costs.
What exclusions on Travel Insurance should you look out for?
In other words, what is NOT covered by your travel insurance ! Never make any assumptions !
What is Form E111 and do you really need it?
Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
How much discount can you get on group travel insurance?
Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
Is it OK just to get single trip travel insurance?
Yes, if you only go abroad once or twice a year, single trip travel insurance is the most appropriate Cover for your needs and probably the best value too!
The channel tunnel has made it easier than ever for us to drive our own cars on the Continent. Nowadays UK holidaymakers think nothing of getting behind their steering wheel and heading for locations throughout Europe.

However, unfamiliar surroundings, driving on the left hand side and different driving laws all combine to heighten the risks of accidents for even the most confident of drivers. What’s more, if your car breaks down in a foreign country you are unlikely to have sufficient cover.

Although your UK car insurance covers you for third party liability in EU countries, you should really consider extending your cover through your car insurer. Check out and arrange suitable breakdown cover too – it could save you a fortune.

If you are renting a car whilst you are on abroad, the car hire company should offer you appropriate car insurance. Check the details on the insurance document carefully before signing any agreement.

In some countries especially those outside the EU you may require an International Driving Permit in addition to your UK driving licence. It’s essential to apply for an International Driving Permit before going abroad either through the AA, RAC or some branches of the Post Office.

If you are staying in another country for long period of time, working there or on a business trip – you must find out if there are any specific licensing requirements before relying your international driving permit.