What insurance cover do you need to drive abroad?

If you are driving your own car or hiring a car whilst you are abroad you need to have appropriate car insurance in addition to travel insurance.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

The channel tunnel has made it easier than ever for us to drive our own cars on the Continent. Nowadays UK holidaymakers think nothing of getting behind their steering wheel and heading for locations throughout Europe.

However, unfamiliar surroundings, driving on the left hand side and different driving laws all combine to heighten the risks of accidents for even the most confident of drivers. What’s more, if your car breaks down in a foreign country you are unlikely to have sufficient cover.

Although your UK car insurance covers you for third party liability in EU countries, you should really consider extending your cover through your car insurer. Check out and arrange suitable breakdown cover too – it could save you a fortune.

If you are renting a car whilst you are on abroad, the car hire company should offer you appropriate car insurance. Check the details on the insurance document carefully before signing any agreement.

In some countries especially those outside the EU you may require an International Driving Permit in addition to your UK driving licence. It’s essential to apply for an International Driving Permit before going abroad either through the AA, RAC or some branches of the Post Office.

If you are staying in another country for long period of time, working there or on a business trip – you must find out if there are any specific licensing requirements before relying your international driving permit.

 

• Can you be refused Travel Insurance?