What are the different types travel insurance and which should you choose?

Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.

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What are the different types travel insurance and which should you choose?: Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
How do you make a claim on your Travel Insurance Policy?: If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!
Would you be better off getting annual travel insurance?: If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
Can you get cheap travel insurance if you are over 65?: Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!
How much discount can you get on group travel insurance?: Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!

If you follow the two links provided by Brokers Online, you’ll find it’s easy to compare the cover features and exclusions of their standard policies

In addition, our insurers offer a range of specialist travel policies that are designed to provide cover tailored to specific requirements.

For instance, if you are going ski-ing, mountaineering, and paragliding or taking part in another hazardous pursuit, you are strongly advised to take a specialist ski or extreme sports cover.

Perhaps, you intend to do a lot travelling in the next year, in which case, you may find annual travel insurance is more cost-effective than taking out a standard policy each time you travel. Similarly, family travel insurance may work out cheaper than insuring each member of the family individually. The same goes for group travel insurance, which provides cover for parties of 10 or more, such as a school trips.

Specialist insurance is also available for backpackers and for the business traveller whose company may only provide the minimum of cover.