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What are the different types travel insurance and which should you choose?
Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
Are there any reasons why I may be unable to claim?
All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
Does extreme sports insurance cover you for all hazardous activities?
You are in dangerous territory here. What kind of pursuits you can and can’t get up to will very much depend on your travel insurer’s particular extreme sports cover. If in doubt, look at your policy before you leap!
Can you get cheap travel insurance if you are over 65?
Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!
What is Form E111 and do you really need it?
Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.

Is there such a thing as golf travel insurance?

Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.

Standard travel insurance policies simply don’t cover the risks that you might encounter on a golfing holiday. Imagine if your golf equipment was lost by the airline or even worse stolen from your hotel room. Golf clubs don’t come cheap and a full set could easily cost £1,000 to replace.

There is also the risk that you might accidentally hit something or someone with a golf ball. If you cause serious damage or injury, you could be liable and the costs could be just as devastating!

Specialist golf travel insurance is designed to cover you against these risks and more. This means you can relax and enjoy what you like doing best on holiday…. playing golf!

 

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