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What’s the difference between standard and business travel insurance?
Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.
Does cheap travel insurance mean you’ll get less cover?
Not necessarily – but you can be sure when you buy your travel insurance through Endsleigh or Essential Travel you'll get a great deal !
Are there any reasons why I may be unable to claim?
All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
How much discount can you get on group travel insurance?
Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
Do you need special travel insurance for ski-ing holidays?
At the very least you should top up standard travel insurance with ski cover - but you are probably better off buying a specialist ski or extreme sports travel policy which gives you more extensive cover.

Is it possible to get cheaper travel insurance for a couple?

Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.

Joint travel insurance works out cheaper for couples in much the same way as it does for two named drivers on a car insurance policy. Instead of paying for two individual travel insurance policies, you will make a saving on a joint policy and both of you will get the same level of cover.

Although attitudes are more relaxed these days, the only difficulty you may encounter is the Travel Insurance Company’s definition of ‘ couple’. Most travel insurers only expect you to live at the same address in order to qualify for joint travel insurance. However, this could pose a problem if you are engaged and don’t live together - but even in this instance, insurers will probably be flexible.

Another point to consider - if you are thinking of getting annual insurance as a couple, then you should make sure that you and your partner are covered when travelling separately.

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