Is it possible to get cheaper travel insurance for a couple?

Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.

For Single Trip Travel Insurance

For Multi Trip Travel Insurance

Hot Topics

What are the different types travel insurance and which should you choose?: Travel Insurance policies vary from one provider to another. Generally speaking, the higher the premium, the more comprehensive the cover. However, this isn’t always the case. So you should check the policy to ensure that you are getting the most appropriate type and level of cover.
Why is there a need for a special backpacker’s travel insurance?: More and more people are taking off around the world or studying abroad for long periods of time – this has created the need for a special type of insurance, which is commonly known as backpacker travel insurance.
What is Form E111 and do you really need it?: Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
What insurance cover do you need to drive abroad?: If you are driving your own car or hiring a car whilst you are abroad you need to have appropriate car insurance in addition to travel insurance.
Is it OK just to get single trip travel insurance?: Yes, if you only go abroad once or twice a year, single trip travel insurance is the most appropriate Cover for your needs and probably the best value too!

Joint travel insurance works out cheaper for couples in much the same way as it does for two named drivers on a car insurance policy. Instead of paying for two individual travel insurance policies, you will make a saving on a joint policy and both of you will get the same level of cover.

Although attitudes are more relaxed these days, the only difficulty you may encounter is the Travel Insurance Company’s definition of ‘ couple’. Most travel insurers only expect you to live at the same address in order to qualify for joint travel insurance. However, this could pose a problem if you are engaged and don’t live together - but even in this instance, insurers will probably be flexible.

Another point to consider - if you are thinking of getting annual insurance as a couple, then you should make sure that you and your partner are covered when travelling separately.

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