How can you avoid being over or under insured on your travel policy ?

You really don't want to pay for cover that you don't actually need. Neither do you want to find out when it's too late that you don't have sufficient cover. There's only one way to avoid either of these dilemmas and that's to find out what's covered in the policy before you buy!

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Is it possible to get cheaper travel insurance for a couple?
Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
How do you make a claim on your Travel Insurance Policy?
If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!
Does cheap travel insurance mean you’ll get less cover?
Not necessarily – but you can be sure when you buy your travel insurance through Endsleigh or Essential Travel you'll get a great deal !
How much can you really save buying travel insurance online?
You could save up to 40% through Securance, our partners for Travel Insurance.
What does the term excess waiver mean?
When you get a quote for your travel insurance you may find that the policy is subject to an excess waiver. This means that you will be responsible for paying the first part of a claim.
Like anything else you buy there can be a big distinction between one company's standard travel insurance policy and another. So to make sure that you are not paying for risks that you won't be taking, you need to check the cover features carefully.

For instance, there's no point paying for a policy that includes ski cover

if you are going to the Caribbean! However, if you are the adventurous type and you might have a go at paragliding while you are there, make sure you are covered for this particular pursuit. Otherwise you run the risk of being under insured without any cover whatsoever, should you be injured in an accident!

Either way, it's a good idea to keep in mind where you are going and what you will be doing in order to get the most appropriate travel insurance.

 

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