How can you avoid being over or under insured on your travel policy ?

You really don't want to pay for cover that you don't actually need. Neither do you want to find out when it's too late that you don't have sufficient cover. There's only one way to avoid either of these dilemmas and that's to find out what's covered in the policy before you buy!

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Hot Topics

Do you need travel insurance if you are travelling in the UK?
If you are going anywhere in the UK, essentially the only travel insurance that you need is a simple cancellation policy. This means that in the event of any transport or accommodation being cancelled, the policy will cover your costs.
What’s the difference between standard and business travel insurance?
Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.
Is it possible to get cheaper travel insurance for a couple?
Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
Can you get cheap travel insurance if you are over 65?
Yes, if you go through Endsleigh and Essential Travel you should be able to get cheap travel insurance right up to the age of 75!
Why is there a need for a special backpacker’s travel insurance?
More and more people are taking off around the world or studying abroad for long periods of time – this has created the need for a special type of insurance, which is commonly known as backpacker travel insurance.
Like anything else you buy there can be a big distinction between one company's standard travel insurance policy and another. So to make sure that you are not paying for risks that you won't be taking, you need to check the cover features carefully.

For instance, there's no point paying for a policy that includes ski cover

if you are going to the Caribbean! However, if you are the adventurous type and you might have a go at paragliding while you are there, make sure you are covered for this particular pursuit. Otherwise you run the risk of being under insured without any cover whatsoever, should you be injured in an accident!

Either way, it's a good idea to keep in mind where you are going and what you will be doing in order to get the most appropriate travel insurance.

 

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