Hot Topics

What exclusions on Travel Insurance should you look out for?: In other words, what is NOT covered by your travel insurance ! Never make any assumptions !
Are there any reasons why I may be unable to claim?: All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
Will you able to claim in the event of a terrorist attack?: Unfortunately, travel insurance companies rarely cover acts of terrorism.
How much discount can you get on group travel insurance?: Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
What should be covered on a standard travel insurance policy?: Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:

How can you avoid being over or under insured on your travel policy ?

You really don't want to pay for cover that you don't actually need. Neither do you want to find out when it's too late that you don't have sufficient cover. There's only one way to avoid either of these dilemmas and that's to find out what's covered in the policy before you buy!

Like anything else you buy there can be a big distinction between one company's standard travel insurance policy and another. So to make sure that you are not paying for risks that you won't be taking, you need to check the cover features carefully.

For instance, there's no point paying for a policy that includes ski cover

if you are going to the Caribbean! However, if you are the adventurous type and you might have a go at paragliding while you are there, make sure you are covered for this particular pursuit. Otherwise you run the risk of being under insured without any cover whatsoever, should you be injured in an accident!

Either way, it's a good idea to keep in mind where you are going and what you will be doing in order to get the most appropriate travel insurance.

Frequently Asked Questions related to the above topic.
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Hot Topics

How can you avoid being over or under insured on your travel policy ?

You really don't want to pay for cover that you don't actually need. Neither do you want to find out when it's too late that you don't have sufficient cover. There's only one way to avoid either of these dilemmas and that's to find out what's covered in the policy before you buy!

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -