Does extreme sports insurance cover you for all hazardous activities?

You are in dangerous territory here. What kind of pursuits you can and can’t get up to will very much depend on your travel insurer’s particular extreme sports cover. If in doubt, look at your policy before you leap!

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Can you be refused Travel Insurance?
Insurance is all about risk. The greater the risk of an illness, accident, loss or another event occurring, the higher the premium you will be expected to pay for cover. If the Insurance Company decides that the chances of an incident occurring are extremely high, it is not obliged to insure you.
Does cheap travel insurance mean you’ll get less cover?
Not necessarily – but you can be sure when you buy your travel insurance through Endsleigh or Essential Travel you'll get a great deal !
Are there any reasons why I may be unable to claim?
All claims should be honoured by your Travel Insurance Company providing you have supplied correct information and acted responsibly with your personal belongings. If this is not the case, your policy will be void and you will be unable to claim!
How much discount can you get on group travel insurance?
Different companies offer different discounts for group travel insurance, but getting one policy for all usually works out much cheaper than individual cover!
What should be covered on a standard travel insurance policy?
Most standard insurance policies provide more than sufficient cover. However, it’s well worth noting the key cover features that should be included in your travel policy. These are as follows:
At one time it was almost impossible to get travel insurance for extreme sports such as paragliding, scuba diving, bungee jumping and mountaineering. Nowadays, there are Insurers that are prepared to cover virtually any dangerous sport you fancy doing on your travels. However, you’ll have to check carefully to find out the extent or level of your extreme sports cover.

More than likely, the basic cost of a typical Specialist policy will include ski- cover but you will probably have to pay extra to cover additional named activities.

As you can imagine with extreme sports and activities, the risks are higher and the medical bills usually are too.

So it’s essential to make sure you are covered before you get an impulse to do any activity from pony-trekking to white-water rafting.