Do you need special travel insurance for ski-ing holidays?

At the very least you should top up standard travel insurance with ski cover - but you are probably better off buying a specialist ski or extreme sports travel policy which gives you more extensive cover.

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Is it possible to get cheaper travel insurance for a couple?: Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
How do you make a claim on your Travel Insurance Policy?: If you need to make a claim, contact the Insurance Company that issued your policy as quickly as possible. You’ll find full details explaining what to do in the booklet that came with your policy. Don’t forget to take the booklet and a note of your policy number with you!
What should you do if you want to complain about your travel insurance?: Firstly, write to your insurance company and if you are still not satisfied contact the financial ombudsman.
What is Form E111 and do you really need it?: Yes, if you are travelling within the European Economic Area, you should get the Form E111, which entitles most UK residents to free, or reduced- cost emergency medical treatment. However, you will still need appropriate travel insurance for complete peace of mind.
How much can you really save buying travel insurance online?: You could save up to 40% through Securance, our partners for Travel Insurance.

From the insurers point of view the chances of you breaking a leg on a ski-ing trip in the Alps is much more likely than sunning yourself in St Tropez. Higher risks like this are why few if any standard travel policies cover winter sports holidays - all the more reason why you should get adequate insurance provision if you are going ski-ing.

One way of doing this is topping up a standard policy with ski-cover. However, this may only give you limited protection compared to specialist ski travel insurance. Sometimes Travel Insurance Companies combine ski-ing and extreme sports cover in one policy.

Either way, a specialist policy should include £1million cover for medical treatment (more for the USA), £1million for personal liability in case you injure someone else accidentally, air ambulance to the UK and theft of ski equipment.

Whatever else check the details of your policy carefully before you go!

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