Do you need special travel insurance for ski-ing holidays?

At the very least you should top up standard travel insurance with ski cover - but you are probably better off buying a specialist ski or extreme sports travel policy which gives you more extensive cover.

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Hot Topics

What’s the difference between standard and business travel insurance?
Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.
Will you able to claim in the event of a terrorist attack?
Unfortunately, travel insurance companies rarely cover acts of terrorism.
Is there such a thing as golf travel insurance?
Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.
What does the term excess waiver mean?
When you get a quote for your travel insurance you may find that the policy is subject to an excess waiver. This means that you will be responsible for paying the first part of a claim.
Is it OK just to get single trip travel insurance?
Yes, if you only go abroad once or twice a year, single trip travel insurance is the most appropriate Cover for your needs and probably the best value too!
From the insurers point of view the chances of you breaking a leg on a ski-ing trip in the Alps is much more likely than sunning yourself in St Tropez. Higher risks like this are why few if any standard travel policies cover winter sports holidays - all the more reason why you should get adequate insurance provision if you are going ski-ing.

One way of doing this is topping up a standard policy with ski-cover. However, this may only give you limited protection compared to specialist ski travel insurance. Sometimes Travel Insurance Companies combine ski-ing and extreme sports cover in one policy.

Either way, a specialist policy should include £1million cover for medical treatment (more for the USA), £1million for personal liability in case you injure someone else accidentally, air ambulance to the UK and theft of ski equipment.

Whatever else check the details of your policy carefully before you go!

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For Multi Trip Travel Insurance