Hot Topics

What’s the difference between standard and business travel insurance?: Business trips and pleasure trips involve different risks and the respective travel insurance policies reflect this distinction.
Is it possible to get cheaper travel insurance for a couple?: Yes, if you and your partner are travelling together, you stand to save even more money with a joint travel insurance policy.
What exclusions on Travel Insurance should you look out for?: In other words, what is NOT covered by your travel insurance ! Never make any assumptions !
Would you be better off getting annual travel insurance?: If you do a lot of travelling and envisage taking several trips in the next 12 months, it’s well worth considering annual travel insurance.
Is there such a thing as golf travel insurance?: Yes, you can get specialist golf travel insurance which is good news for enthusiasts who will know only too well the difficulty of finding suitable cover for golfing holidays.

Can you explain more about family travel insurance?

If you are going on a family holiday, you could get a better deal by taking out family travel insurance.

Just like, package holiday deals for families, travel insurers are prepared to offer a much lower rate for a family travel insurance policy. In this context family should be taken to mean two adults and their children. If you are an extended family you may not qualify for a family travel policy and you should consider group travel insurance.

In any event, it’s as well to take a good look at the small print in the policy, to satisfy yourself that the savings are worth any special conditions. For example, if you want to get an annual policy for the family, make sure it will cover all the members of your family even when they travel individually.

Also, some insurers will cover any number of children on a family travel insurance policy whilst others will only cover a limited number of children.

How much can you really save buying travel insurance online?

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