Medical and dental insurance articles

1 The Benefits of Group Health Insurance

2 Protecting Your Health With Private Medical Insurance

3 Private Medical Insurance- Finding The Right Policy for You

4 Health Insurance and Their Different Types

5 Options for Cheap Health Insurance

6 Health Insurance - it's important to know what's not insured!

7 Dental Insurance. Millions forced to opt for private treatment

8 Medical Insurance. NHS Consultants go private!

9 Dental Insurance. The NHS in dental shambles

10 Expensive health insurance? Ways to cut the cost.

Medical Insurance FAQ'S

• What exactly is private medical insurance (PMI)?

  Hot Topics

  What Does The Term ‘day-patient' Mean?

  This is the term that most private medical insurance policies use for hospital treatment that does not require an overnight stay, but does require a visit to the hospital, and a period of medical supervised recovery.

  Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?

  When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.

  How Does ‘excess' Work In Medical Insurance?

  When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.

  What Will Affect My Premium In Future?

  Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.

  How Do I Make a Claim?

  When you receive your insurance documents, you will receive a full client information pack with Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.

• What is covered by private medical insurance?
• What is not covered by private medical insurance?
• Are dental treatments covered?
• What are the different levels of cover available to me?
• What does the term 'in-patient' mean?
• What does the term 'day-patient' mean?
• What do I do if I have a complaint?
• Where would I get treatment?
• Can I choose the hospital for treatment?
• Who do I ask for advice on where to buy my private medical insurance?
• How do I buy private medical insurance?
• What is a 'moratorium' cover?
• Does it make any difference if I buy my private medical insurance through a broker?
• What happens if I want to move to another insurer?
• Can I get private medical insurance if I am disabled?
• What is a 'medical history declaration' cover?
• How does 'excess' work in medical insurance?
• What will affect my premium in future?
• Will my premiums increase as I get older?
• What details will I need to provide to prove my health?
• How does private medical insurance work?
• What does the term 'out-patient' mean?
• What happens if I have a medical emergency?
• I have a pre-existing medical condition - how does this affect my insurance?
• Do insurers have a money-back guarantee?
• How do I make a claim?
• How is private medical insurance regulated?

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