FAQ Home | General Questions | Critical Illness Insurance | Life Insurance | Home and Contents | Mortgage Payment Protection | Mortgage Life Insurance | Short Term Income Protection Insurance | Mortgages | Car Insurance | loans | Private Medical Insurance | Travel Insurance | Debt Management | Accident Claims | Pet Insurance
Private Medical Insurance FAQ's
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
-
What exactly is private medical insurance (PMI)?
Hot Topics
- What Exactly Is Private Medical Insurance (PMI)?
- Private Medical Insurance (or Private Health Insurance as it is sometimes known) insures you against the costs of private medical treatment for curable short-term or ‘acute' medical conditions.
- How does private medical insurance work?
- Private Medical Insurance is exactly like car insurance or home insurance. It is only there in case you need it. Once you have chosen your policy, you will pay your premiums on a yearly, quarterly or monthly basis, whichever suits you best.
- What Does The Term ‘day-patient' Mean?
- This is the term that most private medical insurance policies use for hospital treatment that does not require an overnight stay, but does require a visit to the hospital, and a period of medical supervised recovery.
- What does the term ‘out-patient' mean?
- This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
- I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?
- Private medical insurance does not normally cover a pre-existing medical condition.
- How do I buy private medical insurance?
- What do i do if i have a complaint ?
- How does private medical insurance work?
- What is covered by private medical insurance?
- What is not covered by private medical insurance?
- Are dental treatments covered?
- What are the different levels of cover available to me?
- What does the term 'in-patient' mean?
- What does the term 'day-patient' mean?
- What does the term 'out-patient' mean?
- What happens if I have a medical emergency?
- Where would I get treatment?
- Can I choose the hospital for treatment?
- Who do I ask for advice on where to buy my private medical insurance?
- I have a pre-existing medical condition - how does this affect my insurance?
- How does 'excess' work in medical insurance?
- What will affect my premium in future?
- Will my premiums increase as I get older?
- What details will I need to provide to prove my health?
- What is a 'moratorium' cover?
- What is a 'medical history declaration' cover?
- Do insurers have a money-back guarantee?
- Does it make any difference if I buy my private medical insurance through a broker?
- What happens if I want to move to another insurer?
- Can I get private medical insurance if I am disabled?
- How do I make a claim?
- How is private medical insurance regulated?
- What do I do if I have a complaint?