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How Do I Buy Private Medical Insurance?: You can buy private medical insurance from a variety of sources, there are now at least thirty four Insurance companies and many more brokers who specialise in Private Medical Insurance.
Where Would I Get Treatment?: There are a number of private hospitals in the UK – in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
Can I Choose The Hospital For Treatment?: When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?: Private medical insurance does not normally cover a pre-existing medical condition.
What Happens If I Want To Move To Another Insurer?: If you have a current private medical insurance plan but wish to change to another insurer then it is possible to ensure that you receive a plan on "no worse terms.” This is known in the trade as a CPME plan.

Will My Premiums Increase As I Get Older?

Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.

Here are some examples of general comparisons, provided by the Association of British Insurers.

If you are aged 45 you will pay 25% more than if you were 35
If you are 65 your policy will cost double the amount than if you were aged 45

Exact figures vary according to the insurer, but these figures give you a general idea. To see what your policy will be in 5 or 10 years time, you can ask your insurer to provide a quotation.

You may find if you are aged 65 or over you won't be able to get a medical insurance policy. However some insurance companies stretch to the age of 75 years for new policy-holders.