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Hot Topics
- Can I Choose The Hospital For Treatment?
- When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
- I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?
- Private medical insurance does not normally cover a pre-existing medical condition.
- What Will Affect My Premium In Future?
- Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
- Will My Premiums Increase As I Get Older?
- Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.
- What Details Will I Need To Provide To Prove My Health?
- When you sign up for a private medical insurance policy, there are a variety of ways in which your insurer may ask you to prove your health. We have detailed them below:
Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
When you are looking for private medical insurance it is well worth doing thorough research - not only to get the cheapest deal but to make sure that PMI is right for you.
Possible sources include:
Your friends - ask friends who have used local private hospitals or stayed in a private ward in an NHS hospital for their opinion on the service they received.
Websites - browse the internet for information about PMI
The Association of British Insurers - they have produced a booklet which clearly explains the ins and outs of PMI and what you should expect from a policy.
See a PMI registered broker - choose an independent, registered PMI broker for specialist advice. They will be familiar with a wide range of policies and will help you select the best one for your requirements. There will be no charge as they earn their commission from the insurance companies. Brokers are obliged to reveal their commission to clients, so ask for this information if you are concerned that their advice will not be impartial.
Quite honestly, we've done the research for you !
Before Brokers Online team up with a company to provide services for the visitors to this website, we undertake exhaustive research to find the best operators in the market. That's why we've appointed Hifac PMI to help you. They're a truely specialist health insurance business dealing with all the uk's 34 or more Health Insurance Companies.
You'll find Hifac's knowledge and advice unrivaled. Try them out by clicking on 'Apply Now'
- What details do i need to give to prove my health ?
- What happens if i have a medical emergency ?
- I have a pre-exisitng medical condition, does it affect my insurance ?
- Can i choose the hospital for treatment ?
- How is private medical insurance regulated ?
- How does private medical insurance work ?
- Who do I ask for advice on where to buy medical insurance ?
- Where would i get treatment ?
- What is medical history declaration cover ?
- What will affect my premiums in the future ?
- Do insurers have a money back guarantee ?
- What does the term inpatient mean ?
- What is covered by private medical insurance ?