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Hot Topics
- What Does The Term ‘in-patient' Mean?
- This is the term that most private medical insurance policies use for hospital treatment that requires a stay of one or more nights.
- What does the term ‘out-patient' mean?
- This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
- What Happens If I Have a Medical Emergency?
- Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital – you will receive normal NHS treatment.
- How Does ‘excess' Work In Medical Insurance?
- When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.
- Do Insurers Have a Money-Back Guarantee?
- If you decide that you don't want to take out your private medical insurance policy, most insurers offer a money-back guarantee.
Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
When you are looking for private medical insurance it is well worth doing thorough research - not only to get the cheapest deal but to make sure that PMI is right for you.
Possible sources include:
Your friends - ask friends who have used local private hospitals or stayed in a private ward in an NHS hospital for their opinion on the service they received.
Websites - browse the internet for information about PMI
The Association of British Insurers - they have produced a booklet which clearly explains the ins and outs of PMI and what you should expect from a policy.
See a PMI registered broker - choose an independent, registered PMI broker for specialist advice. They will be familiar with a wide range of policies and will help you select the best one for your requirements. There will be no charge as they earn their commission from the insurance companies. Brokers are obliged to reveal their commission to clients, so ask for this information if you are concerned that their advice will not be impartial.
Quite honestly, we've done the research for you !
Before Brokers Online team up with a company to provide services for the visitors to this website, we undertake exhaustive research to find the best operators in the market. That's why we've appointed Hifac PMI to help you. They're a truely specialist health insurance business dealing with all the uk's 34 or more Health Insurance Companies.
You'll find Hifac's knowledge and advice unrivaled. Try them out by clicking on 'Apply Now'
- What details do i need to give to prove my health ?
- What happens if i have a medical emergency ?
- I have a pre-exisitng medical condition, does it affect my insurance ?
- Can i choose the hospital for treatment ?
- How is private medical insurance regulated ?
- How does private medical insurance work ?
- Who do I ask for advice on where to buy medical insurance ?
- Where would i get treatment ?
- What is medical history declaration cover ?
- What will affect my premiums in the future ?
- Do insurers have a money back guarantee ?
- What does the term inpatient mean ?
- What is covered by private medical insurance ?