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Hot Topics
- Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
- When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
- Will My Premiums Increase As I Get Older?
- Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.
- Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?
- The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.
- Can I Get Private Medical Insurance If I Am Disabled?
- You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.
- Is Private Medical Insurance Regulated?
- Yes. The Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.
Where Would I Get Treatment?
There are a number of private hospitals in the UK - in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
When you apply for private medical insurance you will be given a list of hospitals which you can use - normally grading them with "A, B or C" levels - with 'A' grades being the best and most expensive.
Some insurers will use their own, or preferred hospitals, for example BUPA have their own hospitals. You may have a choice of up to 180 hospitals nationwide.
Before signing up, it's imperative that you make sure that you have access to a hospital close by, and also to check that it has a good reputation.
To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.
- What details do i need to give to prove my health ?
- What happens if i have a medical emergency ?
- How is private medical insurance regulated ?
- What is medical history declaration cover ?
- How do i make a claim ?
- What is moratorium cover ?
- Do insurers have a money back guarantee ?
- Can i choose the hospital for treatment ?
- How does private medical insurance work ?





