Hot Topics

Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
Will My Premiums Increase As I Get Older?
Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.
Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?
The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.
Can I Get Private Medical Insurance If I Am Disabled?
You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.
Is Private Medical Insurance Regulated?
Yes. The Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.

Where Would I Get Treatment?

There are a number of private hospitals in the UK - in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.

When you apply for private medical insurance you will be given a list of hospitals which you can use - normally grading them with "A, B or C" levels - with 'A' grades being the best and most expensive.

Some insurers will use their own, or preferred hospitals, for example BUPA have their own hospitals. You may have a choice of up to 180 hospitals nationwide.

Before signing up, it's imperative that you make sure that you have access to a hospital close by, and also to check that it has a good reputation.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.