Hot Topics

What Does The Term ‘day-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that does not require an overnight stay, but does require a visit to the hospital, and a period of medical supervised recovery.
What does the term ‘out-patient' mean?: This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?: Private medical insurance does not normally cover a pre-existing medical condition.
What Is a ‘moratorium' Cover?: Moratorium cover means to take a private medical insurance policy without providing any medical history.
Is Private Medical Insurance Regulated?: Yes. The Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.

Where Would I Get Treatment?

There are a number of private hospitals in the UK - in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.

When you apply for private medical insurance you will be given a list of hospitals which you can use - normally grading them with "A, B or C" levels - with 'A' grades being the best and most expensive.

Some insurers will use their own, or preferred hospitals, for example BUPA have their own hospitals. You may have a choice of up to 180 hospitals nationwide.

Before signing up, it's imperative that you make sure that you have access to a hospital close by, and also to check that it has a good reputation.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.