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Hot Topics
- What Does The Term ‘day-patient' Mean?
- This is the term that most private medical insurance policies use for hospital treatment that does not require an overnight stay, but does require a visit to the hospital, and a period of medical supervised recovery.
- What does the term ‘out-patient' mean?
- This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
- I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?
- Private medical insurance does not normally cover a pre-existing medical condition.
- What Is a ‘moratorium' Cover?
- Moratorium cover means to take a private medical insurance policy without providing any medical history.
- Is Private Medical Insurance Regulated?
- Yes. The Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.
Where Would I Get Treatment?
There are a number of private hospitals in the UK - in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
When you apply for private medical insurance you will be given a list of hospitals which you can use - normally grading them with "A, B or C" levels - with 'A' grades being the best and most expensive.
Some insurers will use their own, or preferred hospitals, for example BUPA have their own hospitals. You may have a choice of up to 180 hospitals nationwide.
Before signing up, it's imperative that you make sure that you have access to a hospital close by, and also to check that it has a good reputation.
To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.
- What details do i need to give to prove my health ?
- What happens if i have a medical emergency ?
- How is private medical insurance regulated ?
- What is medical history declaration cover ?
- How do i make a claim ?
- What is moratorium cover ?
- Do insurers have a money back guarantee ?
- Can i choose the hospital for treatment ?
- How does private medical insurance work ?





