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Hot Topics
- What Are The Different Levels Of Cover Available To Me?
- Different insurance companies word their types of cover in different ways, however here we should be able to give you a good idea of the basics.
- What does the term ‘out-patient' mean?
- This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
- Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
- When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
- I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?
- Private medical insurance does not normally cover a pre-existing medical condition.
- Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?
- The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.
What Is a 'medical history declaration' Cover?
Medical history declaration cover refers to cover which is supported by a full medical questionnaire completed and signed by you.
In this form it is essential that you provide all the information required by insurers to avoid future questions or if you are very unfortunate, a rejection of your claim.
If you are not sure about a medical condition, then declare it anyway.
If you have a medical condition that may reoccur, the insurance company may exclude that particular condition, and then review the possibility for inclusion into the plan in later years.