Hot Topics
- What Happens If I Have a Medical Emergency?
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Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital – you will receive normal NHS treatment.
- Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
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When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
- How Does ‘excess' Work In Medical Insurance?
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When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.
- Will My Premiums Increase As I Get Older?
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Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.
- How Do I Make a Claim?
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When you receive your insurance documents, you will receive a full client information pack with Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
What Happens If I Have a Medical Emergency?
Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital - you will receive normal NHS treatment.
This is because most private hospitals do not have accident and emergency facilities. Also, in an emergency there is no time to make the distinction between private and NHS care.
After the emergency has passed, you may well be eligible to make a claim on your insurance and receive your after-care privately. You will then be transferred either to a private ward within an NHS hospital, or to a private hospital to receive the rest of your treatment, and to be returned to full health.
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