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Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
Where Would I Get Treatment?: There are a number of private hospitals in the UK – in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?: When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
What Is a ‘moratorium' Cover?: Moratorium cover means to take a private medical insurance policy without providing any medical history.
Can I Get Private Medical Insurance If I Am Disabled?: You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.

What does the term 'out-patient' mean?

This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.

Only the higher levels of private medical insurance cover this level of treatment, in which you do not need to have a serious enough condition to have an operation. If you do require this level of cover for the ultimate peace of mind, make sure that you get the most comprehensive level of cover. This will cost considerably more than the lower levels of cover.

Example: if you are suffering from an in-growing toenail which requires hospital attention and treatment, you will be classed as an out-patient.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.

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