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How Do I Buy Private Medical Insurance?: You can buy private medical insurance from a variety of sources, there are now at least thirty four Insurance companies and many more brokers who specialise in Private Medical Insurance.
How does private medical insurance work?: Private Medical Insurance is exactly like car insurance or home insurance. It is only there in case you need it. Once you have chosen your policy, you will pay your premiums on a yearly, quarterly or monthly basis, whichever suits you best.
What Does The Term ‘in-patient' Mean?: This is the term that most private medical insurance policies use for hospital treatment that requires a stay of one or more nights.
What Details Will I Need To Provide To Prove My Health?: When you sign up for a private medical insurance policy, there are a variety of ways in which your insurer may ask you to prove your health. We have detailed them below:
What Happens If I Want To Move To Another Insurer?: If you have a current private medical insurance plan but wish to change to another insurer then it is possible to ensure that you receive a plan on "no worse terms.” This is known in the trade as a CPME plan.

What Do I Do If I Have a Complaint?

Your insurance company will have a complaints procedure in place - a stipulation of the Financial Services Authority (FSA).

If you have a problem with any part of your cover then the first course of action is to speak to your insurer or adviser. They will deal with your complaint. However if you are not satisfied with the way in which your complaint is dealt with, then there will be an independent dispute-resolution procedure.

All insurance companies and insurance brokers who sell insurance are now regulated by the Financial Services Authority. You'll find full details of how to complain within their terms of business which you'll find on their website. They'll also send details of their complaints procedure in the post if you decide to apply for insurance cover through them.