Hot Topics

Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
Can I Choose The Hospital For Treatment?: When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
What Details Will I Need To Provide To Prove My Health?: When you sign up for a private medical insurance policy, there are a variety of ways in which your insurer may ask you to prove your health. We have detailed them below:
What Happens If I Want To Move To Another Insurer?: If you have a current private medical insurance plan but wish to change to another insurer then it is possible to ensure that you receive a plan on "no worse terms.” This is known in the trade as a CPME plan.
Is Private Medical Insurance Regulated?: Yes. The Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.

Does It Make Any Difference if I Buy My Private Medical Insurance Through a Broker?

The Association of British Insurers (ABI) claims that in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance companies.

Thats because a broker should fully research the market for the best deal. There are now over 34 insurance companies providing medical insurance with hundreds of policies and variuos options so there's a lot of scope to save money. Unfortunately with so much to choose from and so much small print, there's also plenty of scope for confusion.

But which broker should you choose. Quite honestly that's why Brokers Online have teamed up with Hifacs PMI who, in our opinion, are the most professional specialist health insurance broker in the UK. Test them out for yourself. Their advice is free - without obligation. Simply click on Apply now !