Hot Topics

Are Dental Treatments Covered?: Whether dental treatment is included or not depends on what level of cover you choose.
What Happens If I Have a Medical Emergency?: Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital – you will receive normal NHS treatment.
What Will Affect My Premium In Future?: Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
What Details Will I Need To Provide To Prove My Health?: When you sign up for a private medical insurance policy, there are a variety of ways in which your insurer may ask you to prove your health. We have detailed them below:
Can I Get Private Medical Insurance If I Am Disabled?: You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.

Can I Get Private Medical Insurance If I Am Disabled?

You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.

Your disability will be treated in the same way as a pre-existing condition, and any treatment that is needed in relation to your disability will not be covered.

Make sure than when signing up to your insurance policy you reveal all the relevant information about your disability. This is particularly important if you are signing a medical history declaration.