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Hot Topics
- What Exactly Is Private Medical Insurance (PMI)?
- Private Medical Insurance (or Private Health Insurance as it is sometimes known) insures you against the costs of private medical treatment for curable short-term or ‘acute' medical conditions.
- What Is Not Covered By Private Medical Insurance?
- Private Medical Insurance plans do not cover chronic or critical illnesses which cannot be cured, for example multiple sclerosis, asthma or diabetes.
- How Does ‘excess' Work In Medical Insurance?
- When you take out a private medical insurance policy, you may be able to choose to include an ‘excess' payment. This means that if you make a claim you will have to pay this set amount towards the total cost of the claim.
- Do Insurers Have a Money-Back Guarantee?
- If you decide that you don't want to take out your private medical insurance policy, most insurers offer a money-back guarantee.
- Can I Get Private Medical Insurance If I Am Disabled?
- You can still get private medical insurance if you are disabled. Insurance companies are not allowed to refuse you on this basis.
Can I Choose The Hospital For Treatment?
When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
You may find that your level of cover limits which hospitals you are allowed to use. Hospitals are graded from A - C depending on their quality and price - and the A grade hospitals are likely to be available only to those who have the higher levels of cover. If you are a budget customer you may find that the private hospital nearest to you is not actually available to you.
Make sure you check out all your options and make the right choices before you sign the agreement.
To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.
- Are dental treatments covered ?
- What details do i need to give to prove my health ?
- Does it make any difference if i buy my medical insurance through a broker ?
- What exactly is private medical insurance ?
- What does the term day patient mean ?
- What does the term outpatient mean ?
- What is medical history declaration cover ?
- Can I get private medical insurance if i am disabled ?
- Who do I ask for advice on where to buy medical insurance ?
- Do insurers have a money back guarantee ?
- What happens if i have a medical emergency ?
- How do i buy private medical insurance ?
- What does the term inpatient mean ?
- I have a pre-exisitng medical condition, does it affect my insurance ?
- Will my premiums increase as I get older ?
- How does private medical insurance work ?
- What are the different levels of cover available ?