Hot Topics

What Is Covered By Private Medical Insurance?: Private Medical Insurance is designed to cover only treatment for curable, short term illness or injury. Some illnesses and treatments can never be expected to be included in any policy.
What Are The Different Levels Of Cover Available To Me?: Different insurance companies word their types of cover in different ways, however here we should be able to give you a good idea of the basics.
Can I Choose The Hospital For Treatment?: When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
What Will Affect My Premium In Future?: Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
Is Private Medical Insurance Regulated?: Yes. The the Financial Services Authority (FSA) now regulates the sale of Private Medical Insurance.

Can I Choose The Hospital For Treatment?

When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.

You may find that your level of cover limits which hospitals you are allowed to use. Hospitals are graded from A - C depending on their quality and price - and the A grade hospitals are likely to be available only to those who have the higher levels of cover. If you are a budget customer you may find that the private hospital nearest to you is not actually available to you.

Make sure you check out all your options and make the right choices before you sign the agreement.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.

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