Pet Insurance Articles

1 Good Dog Care Is Vital

2 Insurance Is Available for Pet Caretakers (Sitters and Dog walkers)

3 Pet Health Insurance

4 Pet Insurance Piece of Mind

5 Why You Should Consider Pet Insurance For Your Family Pet

6 Pet Insurance - is it a waste of money?

7 Pet Insurance - suss out the answers to 10 key questions

8 Pet Insurance. Podgy pets need a diet plan

9 Pet Insurance. Warning: a visit to your vet can severely damage your wealth.

Pet Insurance FAQ'S

• What are the principles of pet insurance?

  Hot Topics

  Do I need a special pet insurance policy for a horse?

  Horses require a different form of insurance which allows you to protect yourself against the unexpected consequences of owning a horse or pony.

  What is not covered by my pet insurance policy?

  There are a number of situations in which your pet will not be covered by a pet insurance policy.

  Am I covered if my dog causes an accident?

  This area of insurance is known as third party liability. If your dog causes damage or injury and you are legally liable – you will be covered by your pet insurance policy.

  Why do my pet insurance premiums go up each year?

  Insurance companies consider a number of factors when rating pet insurance premiums in order to provide an accurate premium according to individual circumstances and risk.

  Can I insure a pet of any age?

  Most pets can be insured from 8 weeks of age right up to their 8th birthday – although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.

• Are there different levels of cover for pet insurance?
• Which animals can be covered?
• Am I covered if my dog causes an accident?
• What are the excesses of my pet insurance policy and when do they apply?
• Can I have more than one pet on one policy?
• Do I need a special pet insurance policy for a horse?
• What does pet insurance cover?
• What is not covered by my pet insurance policy?
• What is the maximum payout per year?
• What is a select breed dog?
• What if my pet has a pre-existing medical condition?
• When can my Pet Insurance cover start?
• How does Third Party Liability work?
• Why do my pet insurance premiums go up each year?
• Can I insure a pet of any age?
• Are alternative medicines covered?
• Are hereditary and/or congenital conditions covered by the pet insurance policy?
• Is my horse too old or too young to insure?
• What if my horse dies under anaesthesia?
• What do I do when my pet dies?
• What if I lose my pet by theft or straying?
• Am I covered for boarding fees?
• Am I covered for a holiday cancellation?
• What does pet travel insurance cover?
• What are the requirements of a pet travel insurance policy?
• How do I make a claim with pet travel insurance?
• What can I do if I'm not happy with my pet insurance policy?
• Do I need to get the insurance company's agreement before my horse is destroyed?
• Are there any time limits on when I can make a claim for the death of my horse?
• What if my pet develops a chronic medical condition while insured?
• How long does it take to settle a pet insurance policy claim?
• How can I pay my premiums?
• Why insure your horse?
• What cover do I need for my horse?
• What is the difference between Market Value, Sum Insured and Purchase Price?
• Can I insure my horse for more than the Market Value?
• Will the insurance company want to see the body?
• Do I pay the vet and you reimburse me, or can payment be made to the vet directly?
• If I don't make any claims on my pet insurance policy will I get a discount?
• Glossary of horse insurance terms

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