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If I don't make any claims on my pet insurance policy will I get a discount?
There is no such thing as a no claims discount in pet insurance. This is because having a no claims discount can discourage people from taking their pet to the vet and claiming for necessary treatment just to save money on their premium.
How can I pay my premiums?
You can either pay by monthly direct debit or with an annual one-off payment.
What do I do when my pet dies?
You are covered if your pet dies from accident or illness – although you are not covered if your pet dies from old age.
Why insure your horse?
After your home and car, a horse will probably be the most expensive purchase you'll ever make – that's why it makes good sense to protect your investment.
What if my horse dies under anaesthesia?
Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

Will the insurance company want to see the body?

Never dispose of the body until you know that the insurance company is happy to settle your claim.

Although it is only natural to want to dispose of the body of a horse after it has died or been destroyed, your insurance company will need to know the exact cause of death and this may involve a post-mortem examination. If your horse has died and you are making a claim, contact your insurer immediately to confirm whether a post-mortem report is needed. If so, you can arrange for your vet to examine the body as soon as possible.

If you dispose of the body of a horse before obtaining a post-mortem report your insurer may refuse to settle the claim.