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- Which animals can be covered?
- You can cover dogs, cats and horses with the pet insurance policies offered through this website.
- What is the maximum payout per year?
- Every insurance company varies and you will need to refer to one particular insurer to find out their policy on this matter.
- How does Third Party Liability work?
- Third party liability is only usually included in your pet insurance policy if you have a dog, although some policies will cover cats too. It means that if your pet causes damage to a third party, whether it involves property, another person or another pet, the pet insurance will cover the costs.
- Can I have more than one pet on one policy?
- You can have more than one pet on your pet insurance policy – but normally the restriction is that the pets must be of the same type. This means that you cannot have a mixture of cats and dogs on the same policy although you can have any number of cats or any number of dogs on the same policy.
- What are the requirements of a pet travel insurance policy?
- For your pet to travel abroad, you must fulfil the following requirements as stipulated by Pet Travel Scheme (PETS). The requirements must be carried out in the following order:
Will the insurance company want to see the body?
Never dispose of the body until you know that the insurance company is happy to settle your claim.
Although it is only natural to want to dispose of the body of a horse after it has died or been destroyed, your insurance company will need to know the exact cause of death and this may involve a post-mortem examination. If your horse has died and you are making a claim, contact your insurer immediately to confirm whether a post-mortem report is needed. If so, you can arrange for your vet to examine the body as soon as possible.
If you dispose of the body of a horse before obtaining a post-mortem report your insurer may refuse to settle the claim.