Hot Topics

How long does it take to settle a pet insurance policy claim?: Some claims are more straightforward than others – but you can expect simple claims to be settled within 10 working days.
Do I pay the vet and you reimburse me, or can payment be made to the vet directly?: Before your allow your pet to be treated, you must ensure that the vet is prepared to complete the relevant sections of the insurance claim form and provide invoices.
What does pet insurance cover?: Standard pet insurance policies provide cover for:
What is the difference between Market Value, Sum Insured and Purchase Price?: Understanding this terminology will make it easier for you when insuring your horse and also when making a claim:
Will the insurance company want to see the body?: Never dispose of the body until you know that the insurance company is happy to settle your claim.

Why insure your horse?

After your home and car, a horse will probably be the most expensive purchase you'll ever make - that's why it makes good sense to protect your investment.

There are a number of insurance policies in this area, and it's worth shopping around to find out what's on offer, because insurance policies can vary greatly. Buying the cheapest horse insurance does not always mean you have got the best value, or the right insurance for your needs.

The chances of illness, injury, theft or an accident are quite high with horse ownership - and any of these situations could arise at any time, resulting in large and unexpected bills. The particular issue with horses that separates them from other pets is that an accident involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills. Having insurance will protect you from the worry of meeting these bills and is ultimately designed to help you gain more enjoyment from your riding and horse ownership.