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What are the principles of pet insurance?: Pet insurance is designed to take the worry out of owning a pet – ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.
Are there different levels of cover for pet insurance?: Levels of cover for pet insurance are usually put into three sections:
Are hereditary and/or congenital conditions covered by the pet insurance policy?: Hereditary and congenital conditions are covered under the policy providing that you were unaware of your pet's condition at the time you took out the policy
Why insure your horse?: After your home and car, a horse will probably be the most expensive purchase you'll ever make – that's why it makes good sense to protect your investment.
Will the insurance company want to see the body?: Never dispose of the body until you know that the insurance company is happy to settle your claim.

Why insure your horse?

After your home and car, a horse will probably be the most expensive purchase you'll ever make - that's why it makes good sense to protect your investment.

There are a number of insurance policies in this area, and it's worth shopping around to find out what's on offer, because insurance policies can vary greatly. Buying the cheapest horse insurance does not always mean you have got the best value, or the right insurance for your needs.

The chances of illness, injury, theft or an accident are quite high with horse ownership - and any of these situations could arise at any time, resulting in large and unexpected bills. The particular issue with horses that separates them from other pets is that an accident involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills. Having insurance will protect you from the worry of meeting these bills and is ultimately designed to help you gain more enjoyment from your riding and horse ownership.