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What is not covered by my pet insurance policy?
There are a number of situations in which your pet will not be covered by a pet insurance policy.
What are the excesses of my pet insurance policy and when do they apply?
The excess is the part of the claim you must pay and when you sign up to the pet insurance policy you will be made clearly aware of how much excess you will be expected to pay.
If I don't make any claims on my pet insurance policy will I get a discount?
There is no such thing as a no claims discount in pet insurance. This is because having a no claims discount can discourage people from taking their pet to the vet and claiming for necessary treatment just to save money on their premium.
Am I covered for boarding fees?
Most standard pet insurance policies will cover you in this instance. If you are hospitalised and cannot be at home to look after your pet, you will be covered for the cost of boarding your pet at a licensed kennel. Alternatively your insurance company will contribute towards the cost of homecare with a friend if you are hospitalised for more than 4 days.
What is the difference between Market Value, Sum Insured and Purchase Price?
Understanding this terminology will make it easier for you when insuring your horse and also when making a claim:

Which animals can be covered?

You can cover dogs, cats and horses with the pet insurance policies offered through this website.

Horse insurance is completely different from normal pet insurance, as the costs involved are a lot higher, and many more incidents can occur with a horse than other pets, especially involving personal accidents to both horse and rider. You will need a specialist horse or equine insurance policy to cover your horse.

If you require pet insurance for a pet not included on the list above then we suggest you do a wider search on the internet, or call some of the regular pet insurance companies to see if they will allow you to insure your pet.

-- Please Note --
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.