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Which animals can be covered?: You can cover dogs, cats and horses with the pet insurance policies offered through this website.
Do I need a special pet insurance policy for a horse?: Horses require a different form of insurance which allows you to protect yourself against the unexpected consequences of owning a horse or pony.
What do I do when my pet dies?: You are covered if your pet dies from accident or illness – although you are not covered if your pet dies from old age.
What does pet insurance cover?: Standard pet insurance policies provide cover for:
Do I need to get the insurance company's agreement before my horse is destroyed?: There are some very strict guidelines that all vets have been issued by their governing body, the British Equine Veterinary Association and a statement issued by BEVA in July 1996, with regard to the destruction of horses.

What if my horse dies under anaesthesia?

Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

Be aware that not all insurance companies will pay if your horse dies as a result of an anaesthetic for non-life saving surgery, you may need to have specific Vets Fees insurance to receive compensation for your horse's death during surgery.

To cover yourself against this possibility, check with your insurer to see if it's included, and if not, you will need to pay an additional premium to include cover for death as a result of any surgery carried out under general anaesthesia.