Hot Topics

What is a select breed dog?: There are a number of ‘select breeds' which are identified by pet insurance companies as breeds which incite higher veterinary costs than other breeds, in the same way that some dogs cost more to feed. Therefore if you have what is considered to be a select breed dog, your insurance will incur a supplementary insurance premium.
What if my pet develops a chronic medical condition while insured?: If your pet develops a chronic condition while insured, then you may be covered, depending on which type of pet insurance policy you have.
What does pet insurance cover?: Standard pet insurance policies provide cover for:
Is my horse too old or too young to insure?: All companies differ with regard to the age of horses and ponies they will insure – so the only way to find out is to speak to each one individually.
What if my horse dies under anaesthesia?: Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

What does pet insurance cover?

Standard pet insurance policies provide cover for:

Treatment for your pet if it suffers injury, illness or disease
A refund of the purchase price if your pet dies in an accident
Third party liability cover - this is usually only applicable to dogs

Some policies also cover advertising and reward, loss by theft or straying, burglar reward, transport costs and personal accident.

To get covered for boarding kennel/cattery fees and holiday cancellation, you will need a specialist pet travel insurance policy.

Pet insurance effectively takes the worry out of owning a pet - all you have to do is make an annual or monthly policy payment and you can rest assured that your much-loved pet will be covered for their vet bills and for a whole range of other situations.