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- What are the principles of pet insurance?
- Pet insurance is designed to take the worry out of owning a pet – ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.
- Why do my pet insurance premiums go up each year?
- Insurance companies consider a number of factors when rating pet insurance premiums in order to provide an accurate premium according to individual circumstances and risk.
- What if I lose my pet by theft or straying?
- If you lose your pet by theft or straying, you will need to complete a claim form and send it to your insurance company along with the following original documents:
- Am I covered for a holiday cancellation?
- Holiday cancellation cover is provided within most standard pet insurance policies.
- What can I do if I'm not happy with my pet insurance policy?
- It is always best to make sure that you are happy with the cover offered by your pet insurance company before taking the policy out. Once you have taken out cover you have 14 days to decide whether the policy meets your requirements – and you should read your policy details quickly when you first receive them to make sure the policy is right for you.
What are the requirements of a pet travel insurance policy?
For your pet to travel abroad, you must fulfil the following requirements as stipulated by Pet Travel Scheme (PETS). The requirements must be carried out in the following order:
- Have your pet micro-chipped - before any of the other procedures for PETS are carried out, you must organise for your pet to be fitted with a microchip so that it can be properly identified.
- Have your pet vaccinated - your pet must be vaccinated against rabies.
- Arrange a blood test - the blood test is to ensure that the vaccine has given your pet a satisfactory level of protection against rabies.
- Get a PETS certificate - once you have completed the above, you can get an official PETS certificate from a government authorised vet. The certificate will become valid six months after the date your pet was blood sampled, and will continue to be valid until your pet's rabies vaccination booster is due. Certificates issued in rabies-free islands and some island authorities may issue certificates which are valid for only one trip to the UK. Vets in these islands will be able to advise you further.
- When travelling from outside the UK to the UK - your pet must be treated against ticks and tapeworms between 24- 48 hours before you check in for your journey to the UK. This can be carried out by any qualified vet, and they will issue an official certificate of treatment. If you are only going abroad for a day trip, and are then returning to UK, you can have the test carried out before you leave the UK.
- Sign a declaration of residency - you will need to sign a declaration which confirms your pet has not been outside any of the PETS qualifying countries in the previous six months.
Method of travel - make sure that you are travelling by a valid method as recognised by MAFF/DEFRA. If you are unsure, refer to their website for more information http://www.defra.gov.uk/animal/quarantine/index.htm