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Which animals can be covered?: You can cover dogs, cats and horses with the pet insurance policies offered through this website.
Are hereditary and/or congenital conditions covered by the pet insurance policy?: Hereditary and congenital conditions are covered under the policy providing that you were unaware of your pet's condition at the time you took out the policy
Can I insure a pet of any age?: Most pets can be insured from 8 weeks of age right up to their 8th birthday – although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.
What cover do I need for my horse?: Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.
What if my horse dies under anaesthesia?: Your horse dying under anaesthesia is not a general inclusion in a basic horse insurance policy.

What are the principles of pet insurance?

Pet insurance is designed to take the worry out of owning a pet - ensuring that if your pet falls ill or has an accident, you can take your pet straight to the vet without having to consider potentially expensive vet bills.

Pet insurance works in exactly the same way as car or home insurance. Basically, if an incident occurs with or to your pet that is covered by your insurance policy, you can make a claim, and other than the payment of an excess fee, your costs will be covered.

Pet insurance is becoming more and more popular as the cost is relatively small compared to vet bills, which are currently rising at the rate of around 11% per year, Of course, you don't know that you will need to make a claim on your pet insurance, but anyone who has been faced with an unmanageable bill in order to keep their pet alive, will understand that it is better to be covered than not. The fact is, you are quite likely to claim, approximately one in three pet insurance customers make a claim on their pet insurance, compared to one in nine for home insurance and one in seven for motor insurance.