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- How does Third Party Liability work?
- Third party liability is only usually included in your pet insurance policy if you have a dog, although some policies will cover cats too. It means that if your pet causes damage to a third party, whether it involves property, another person or another pet, the pet insurance will cover the costs.
- Are alternative medicines covered?
- If an alternative remedy is a viable option then you will be covered – although some insurers will only accept token amounts. Alternative medicines are more widely used in equine veterinary practices, in order to support physiotherapy and other long-term treatments.
- What if I lose my pet by theft or straying?
- If you lose your pet by theft or straying, you will need to complete a claim form and send it to your insurance company along with the following original documents:
- What cover do I need for my horse?
- Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.
- What is the difference between Market Value, Sum Insured and Purchase Price?
- Understanding this terminology will make it easier for you when insuring your horse and also when making a claim:
Can I insure a pet of any age?
Most pets can be insured from 8 weeks of age right up to their 8th birthday - although if you have a select breed dog you must insure your pet by their 5th birthday. Once insured, cover will continue for your pet's lifetime as long as you renew your policy each year.
Insurance companies can vary on the maximum age of which they will accept a pet onto a pet insurance policy. If you have an older dog, you would be advised to shop around for a senior pet policy that will offer tailored cover to meet your requirements.




