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Are there different levels of cover for pet insurance?
Levels of cover for pet insurance are usually put into three sections:
Do I need a special pet insurance policy for a horse?
Horses require a different form of insurance which allows you to protect yourself against the unexpected consequences of owning a horse or pony.
Am I covered for a holiday cancellation?
Holiday cancellation cover is provided within most standard pet insurance policies.
What does pet insurance cover?
Standard pet insurance policies provide cover for:
Are there any time limits on when I can make a claim for the death of my horse?
The general rule is that your insurance company will pay the market value of your horse if it dies or is humanely destroyed within 12 months of the date of first clinical signs of injury or illness.

Can I have more than one pet on one policy?

You can have more than one pet on your pet insurance policy - but normally the restriction is that the pets must be of the same type. This means that you cannot have a mixture of cats and dogs on the same policy although you can have any number of cats or any number of dogs on the same policy.

Having more than one pet on a policy may well entitle you to a discount - sometimes as much as 10%. This discount will be automatically applied when you request a quotation. If you are not offered a discount in your online quotation form, call the insurance company in person to make sure that if possible, a discount is applied.