Hot Topics

Are there different levels of cover for pet insurance?
Levels of cover for pet insurance are usually put into three sections:
Am I covered if my dog causes an accident?
This area of insurance is known as third party liability. If your dog causes damage or injury and you are legally liable – you will be covered by your pet insurance policy.
Are hereditary and/or congenital conditions covered by the pet insurance policy?
Hereditary and congenital conditions are covered under the policy providing that you were unaware of your pet's condition at the time you took out the policy
What cover do I need for my horse?
Before you buy your insurance, make sure you know exactly what areas you want cover on by listing your main areas of concern should you find yourself needing to make a claim.
Are there any time limits on when I can make a claim for the death of my horse?
The general rule is that your insurance company will pay the market value of your horse if it dies or is humanely destroyed within 12 months of the date of first clinical signs of injury or illness.

Are there any time limits on when I can make a claim for the death of my horse?

The general rule is that your insurance company will pay the market value of your horse if it dies or is humanely destroyed within 12 months of the date of first clinical signs of injury or illness.

However there are some exceptions to this, in which case your horse will not be covered:

  • As a result of an injury or an illness that first showed clinical signs before the beginning of your horse's insurance
  • As a result of an illness that first showed clinical signs within the first 14 days of your insurance policy insurance commencing