Summary
A healthy deposit is the way to attract the attentions of lenders, when it comes to asking for a mortgage. Show them you can afford it!

Don't Overstep the Mark

Buyers, first timers in particular, must welcome any downturn in house prices as a way to get a step on the property ladder, however modest the property. However, lenders are showing an understandably cautious approach to the amount of money they're willing to lend on individual properties, due to the performance of the housing market in the UK . There have always been fluctuations in the market and some periods are bumpier than others!
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