Hot Topics

I Am Self-Employed. Can I Get a Mortgage?

Whilst many high street lenders will exclude them our mortgage partners specialise in finding the best deals around for the self employed

Interest Rates Explained

APR is used to identify the true cost of borrowing and to provide you with a method of comparing the true costs of a loan.

What Happens If Interest Rates Change?

If you have some form of fixed interest rate mortgage you will be unaffected by changes in interest rates. Otherwise you can expect a change in the rate of interest charged on your mortgage.

What Are Buy To Let Mortgages?

A buy to let mortgage is an excellent opportunity to cash in on the property boom at the moment – because while many homeowners can afford a 2nd home, there’s also a booming market for those who cannot afford to get a mortgage, and need to rent. Find yourself a good location and reliable tenants and your monthly repayments on your mortgage will be covered by their rental yield.

What is Adverse Credit?

If a borrower has a history of poor credit usage then this is described as Adverse Credit, Sub Prime or just simply, Bad Credit. Poor Credit history can include County Court Judgements (CCJ's), Bankruptcy, Mortgage arrears or any late payments on credit cards, credit arrangements etc.