Previously Declined?
Hot Topics
- Income Multiples Explained
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If you are an employee, the majority of mortgage lenders will calculate the maximum size of a mortgage loan based on your salary.
- What Are Redemption Penalties?
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Redemption penalties are your lender’s way of getting extra money out of you when you decide to cancel your mortgage agreement early.
- Refinance Mortgage
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What is a Refinance Mortgage?
- What are 100% Mortgages?
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Most mortgage lenders will only offer a 90% loan to value, that means that they will only loan you 90% of the properties value. First time buyers find this particularly problematic because they need to save up there 10% of the properties value before they can complete on their mortgage.
- Right To Buy Mortgage
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What is ‘Right to Buy’?
Have you been declined due to any of the following?
- Defaults.
- County Court Judgements.
- Decrees ( Scotland)
- Bankruptcy.
- I.V.A.
- Trust Deed ( Scotland)
- Blacklisted.
- Poor Credit Profile
If any of the above apply to you, our mortgage partners will try their hardest to find you a mortgage with reasonable terms.
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