Hot Topics

Types of Mortgage:

Variable rates Mortgages: - mortgage payments are calculated by your lender on the so-called "Standard Variable Rate". This is based on the monetary "base rate" that is reviewed monthly by the Bank of England.

Unusual Properties

What happens if I have an unusual property?

What Happens If We Have A Joint Mortgage, But One Of Us Wants To Leave?

This area of the law is an extremely complex one – and it all depends on who is the legal owner of the property. You can read about this matter further on http://england.shelter.org.uk/advice/advice-469.cfm

What Happens If I Can’t Keep Up My Repayments?

It is very important that if you are having problems meeting your mortgage repayments, you talk to your mortgage lender straight away.

What are Self Certification Mortgages?

When you apply for a mortgage, the lender will require from you proof that you will be able to maintain the mortgage payments, and do not present a risk of non-payment for the large amount of money you are borrowing.