Hot Topics

Will I Have To Pay An Arrangement Fee And How Much Will It Be?

The Arrangement Fee is also known as an Administration or Application fee and it’s designed to cover your lender's administrative costs for setting up the mortgage.

How Do I Prove My Income?

When you apply for a mortgage you will normally have to provide proof of income. However, there are mortgages available, called Self-Certified mortgages, where this is not necessary.

Interest Rates Explained

APR is used to identify the true cost of borrowing and to provide you with a method of comparing the true costs of a loan.

How Do I Switch Mortgages?

Switching mortgages (remortgaging) has been made very easy by the industry, in reaction to the fact that most people remortgage their homes on a regular basis i.e. every 5 years on average.

I Have Been Turned Down For A Loan Or Credit Card, Will I Still Be Able To Get A Mortgage?

If you have been turned down for a credit card or loan, then you need to find out why your application was rejected before you apply for a mortgage.