Refinance Mortgage
Hot Topics
- Types of Mortgage:
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Variable rates Mortgages: - mortgage payments are calculated by your lender on the so-called "Standard Variable Rate". This is based on the monetary "base rate" that is reviewed monthly by the Bank of England.
- What is a Mortgage in Principle?
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A Mortgage in Principle is a conditional offer made by a mortgage lender to verify that they will ‘in principle’ give you the mortgage loan you have discussed with them.
- What Happens If I Have No Proof Of Income?
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If you are self-employed and cannot provide any proof of income – you will have to self-certify your income. In most cases you will need to provide an accountant’s certificate as proof of income.
- Company Directors
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Are you a company director and looking for a mortgage, or remortgage to refinance your home? Our mortgage partners can arrange a mortgage for directors and the self employed, even those with less that two years accounts & low profits.
- What Happens If There’s A Shortfall At The End Of My Mortgage Term?
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There has been a lot of publicity lately about endowment policies that have not been sufficient to pay off the mortgage at the end of the term. As an investment vehicle for new customers, they are virtually obsolete, as with a fluctuating economy there is no guarantee that the resulting balance will cover the mortgage requirements.
What is a Refinance Mortgage?
Because interest rates are low at the moment, it’s a good time to refinance your home, and take advantage of the extra cash for whatever you want! Whether you have a good or a bad credit record, our mortgage partners will have a number of lenders willing to offer you the opportunity of refinancing.
What are the benefits of refinancing?
By refinancing your home, you can take out extra cash from the home's equity to consolidate debt, pay off credit cards, buy a new car, or make home improvements. It’s a good opportunity to increase your home’s value – using equity from your home to make significant home improvements and therefore sell your home for more.
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