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What Happens If Interest Rates Change?
If you have some form of fixed interest rate mortgage you will be unaffected by changes in interest rates. Otherwise you can expect a change in the rate of interest charged on your mortgage.
Can I Get a Mortgage With A Group Of Friends?
You are allowed to get a mortgage with up to three friends in the same way that you are allowed to get a mortgage with a partner – an idea that is appealing to more young professionals at the moment.
What Happens If I Am Refused A Mortgage?
If you are refused a mortgage it will be because you have a poor credit rating and/or a bad credit history.
What Happens If I Want To Move Home?
Moving home is basically the same as moving into your first home, in mortgage terms. You are free to find yourself another mortgage with either your existing lender or another lender – and can shop around for the best deal on the market.
What Happens If There’s A Shortfall At The End Of My Mortgage Term?
There has been a lot of publicity lately about endowment policies that have not been sufficient to pay off the mortgage at the end of the term. As an investment vehicle for new customers, they are virtually obsolete, as with a fluctuating economy there is no guarantee that the resulting balance will cover the mortgage requirements.

Where Can I Buy a Mortgage?

Many, but not all financial services companies offer mortgages. If you are looking for a mortgage the traditional approach is to speak to you bank or a building society. However, you are most likely to find the cheapest deals by speaking to a Mortgage Broker.

On this site we offer the services of a leading independant uk mortgage broker who will give you advice and uses your details to find the mortgage lenders that best suit your individual needs. By referring you to an independent, impartial mortgage adviser you can be assured that you will not be given the hard sell, nor will you have to pay any commission or other charges for the service.

 

 

 

 

 

 

 

 

 

 

 


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