What happens if you need cover quickly in order to complete a house purchase?

You need to take action now. Complete the quotation form now and within 24 hours ClickLife will phone and sort everything out for you.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Will Mortgage Payment Protection Insurance pay out immediately you make a claim?
As long as you are off work for 30 days - you can then make your claim.
Do you have to buy your Mortgage Payment Protection Insurance through your mortgage lender or mortgage broker?
No, you don’t have to buy through your mortgage lender or mortgage broker and it will almost certainly be cheaper here online.
You have an Interest Only Mortgage. What sort of Life Insurance do you need?
You need normal, level cover, Life Insurance.
You want to ensure that your monthly mortgage repayments are paid on your behalf if you were off work due to sickness, accident or unemployment. What sort of insurance do you need?
You need Mortgage Payment Protection Insurance. This type of insurance is also know as Accident, Sickness and unemployment (ASU) Insurance.
Should I include Terminal Illness Insurance?
Terminal Illness Insurance is generally included at no extra cost on all Mortgage Life, Life and Critical Illness policies.
In our experience, the insurance companies accept about 1 in 3 applications as soon as they receive them. They can then place you on risk within minutes.

If your application is not immediately accepted and you are in a hurry, the alternative action depends upon the reason the insurance company would not immediately accept your application. (Incidentally, most insurance companies give you free Accidental Death cover whilst your application is being considered.)

In most cases, the delay will be connected to some query relating to your health. In this circumstance, the options available will depend on the nature of the query about your health. However, there are things we can do to speed matters along.

In the worst-case scenario, our Product Partner ClickLife may be able to place your business with one of the few insurance companies who will place you on risk whilst your case is still being considered. This will mean that they cannot place your business with the very cheapest insurance provider but you will get cover quickly.

Frequently Asked Questions related to the above topic.
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