How long should I insure for?

It makes sense to keep the insurance in place for as long as you have a mortgage.

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Why should you have Mortgage Payment Protection Insurance?
Your home is at risk if you fail to keep up the repayment of loans secured against it.
What is Mortgage Life Insurance?
Mortgage Life Insurance is sometimes called Mortgage Protection Insurance.
What is Mortgage Payment Protection Insurance?
Mortgage Payment Protection Insurance pays your monthly mortgage repayment if you were off work due to sickness, accident, or unemployment. (Don’t forget that your home is at risk if you fail to keep up the repayment of loans secured against it.)
Should I include Terminal Illness Insurance?
Terminal Illness Insurance is generally included at no extra cost on all Mortgage Life, Life and Critical Illness policies.
Will your mortgage lender accept a Life Insurance policy bought online?
All your mortgage lender will want is evidence that your life is insured for the correct sum and term. A copy of your Acceptance letter will normally suffice but some lenders may want to see a copy of your policy.
You should keep the insurance in place for as long as you have a mortgage but you are not entering into a long-term commitment because you can cancel your cover at any time.

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