How long should I insure for?

It makes sense to keep the insurance in place for as long as you have a mortgage.

You should keep the insurance in place for as long as you have a mortgage but you are not entering into a long-term commitment because you can cancel your cover at any time.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -

• What is mortgage life insurance ?
• What is Mortgage Payment Protection Insurance?
• Is Mortgage Payment Protection Insurance the same as a Mortgage Insurance Guarantee?
• Will the Mortgage Payment Protection Insurance pay your interest and capital?
• Will Mortgage Payment Protection Insurance pay out immediately you make a claim?
• Are there any situations that would result in your claim being refused?
• You want a lump sum if you were to die or become very seriously ill and could not work again. What sort of insurance do you need?
• Is there any investment value ?
• How much should you insure for?
• When would normal life insurance be used in connection with a mortgage ?
• You want to ensure that your mortgage is paid off if you were to die or become seriously ill and could not work again. What sort of life insurance do you need?
• Do you have to buy your Mortgage Payment Protection Insurance through your mortgage lender or mortgage broker?
• What happens if you need mortgage cover quickly for a house purchase ?
• Should you have a “Guaranteed” or a “Reviewable” policy?
• Go to menu of Frequently asked Questions about Mortgage Payment Protection Insurance

-- Please Note --
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.