Hot Topics

How quickly can I get the decision?: More and more loans companies are selling themselves on how quickly they can make a decision. Many promise an instant decision, however they will still have to carry out a variety of checks to verify the information you have provided in your application.
Should I get Personal Loan Payment Protection Insurance?: When you apply for a loan, you will be asked at the initial stages if you want personal loan insurance to be included in the agreement
Do I have to pay any upfront fees?: You will not normally have to pay any upfront fees, this is because all the admin charges and other legal fees are incorporated into the APR. Any charges are therefore spread over the term of the loan, and not charged on an upfront basis.
I’m self-employed, am I still eligible?: Self-employed loans used to be difficult to find and expensive. But today, now that more and more people are working for themselves, self-employed loans are widely available and, as interest rates have fallen to their lowest in years, more affordable.
I am having trouble making repayments on my loans, should I get a debt consolidation loan?: If you have a number of debts and are having trouble managing them all, then a debt consolidation loan may be your only option.

What is a Tenant Loan?

If you are a tenant you do not own your own home. This means that any loan you take out must be a Tenant's Loan and will be unsecured.

There are disadvantages to this in that you will not be able to get such low interest rates or as much collateral as those who put up their home as security have access to. Rather than borrowing up to £100,000 which you can if you own a property, you will only be able to borrow up to £25,000. However there are benefits – the loan will not be tied to your home so if you do have problems repaying, your home will not be directly at risk.

Tenant loans are likely to be unsecured loans and thus the lender will need to be recompensed for the lack of security on the loan by charging higher interest rates. When applying for a tenant loan you will need to have three years accommodation and address details, and three years employment history. If you have moved address or job recently you may have more trouble getting a loan. However there are loan companies that will offer you a loan whatever your situation, so make sure you are honest when making your application and you will be able to get a loan that suits you and your needs.

For a Tenant Loan

Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.

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Career Change Loan

Debt Consolidation Loan

Bridging Loans

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