Hot Topics

In what circumstances should I consider taking out a personal loan?: You can get a personal loan for any reason you want.
If I decide I need a personal loan, which type of lender is best?: Banks, building societies and specialist finance companies all offer personal loans. None are any better than the others in any outright sense – but because the market is so competitive, you'll need to shop around.
Will the loan company contact my employer?: Firstly, a loan company will never contact your employer without your consent.
What if I want to pay my Loan off early ?: Before agreeing to your loan, read the terms and conditions of the agreement. Some loans allow you to pay your loan off early without any penalties, however, some don't.
How can I improve my credit rating?: If you are having trouble getting credit, there are a number of measures you can take to safeguard your credit rating. Here we have listed some helpful hints here to keep you in credit:

What is a Bridging Loan?

A bridging loan is designed to help you when you are selling your old home and buying a new one, because it is very difficult to get the timing right.

If you have to exchange on the house you are buying before you sell your own home, you may need to borrow money in order to pay money for the house you are buying that you don't actually have. You will in effect be paying two mortgages at once, so getting a loan to cover this period will be easy, as the loan companies understand this common predicament.

The bridging loan allows you to borrow over a short term which you can pay back as soon as you have sold your home. Because of the short-term nature of the loan however you should expect to pay more interest and higher fees than with a long-term loan.

You can also use a bridging loan to purchase properties at auction, fund short-term commercial or residential renovations, and to safeguard a property purchase if the mortgage is delayed.

For a Bridging Loan

Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.

Car Loans

Holiday Loans

Home Improvement Loan

Career Change Loan

Debt Consolidation Loan

Bridging Loans

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