Hot Topics

What is a Tenant Loan?
If you do not own your own property, you will not be able borrow money secured on your home. This means that any loan you take out will be a tenant loan – or an unsecured loan.
What do you accept as income?
When you apply for a loan you will have to state your regular income.
Should I get Personal Loan Payment Protection Insurance?
When you apply for a loan, you will be asked at the initial stages if you want personal loan insurance to be included in the agreement
Can I take the payment protection off/on throughout my loan?
The answer to this question depends on what type of insurance you have.
Can I cancel my loan application if I decide not to go ahead for any reason?
If you decide you want to cancel your loan application once you have made it, you can do so within a certain period of time set by the loan company.

Over what length of time can I spread my repayments with a debt consolidation loan?

You will be able to spread your repayments over whatever term you need to in order to meet your repayments.

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Agreements can stretch for anything from 3 to 25 years, and sometimes even longer for extremely large debts. A mortgage for example, could be paid back over as many as 47 years.

The key to the debt consolidation loan is that the repayments should be affordable to you, and that you should not end up defaulting payments and losing your home. When you sign up for the agreement make sure that the repayment terms are affordable both in the short term and the long term, and protect yourself against unexpected circumstances such as ill health, accident or redundancy with short term income protection insurance or a payment protection insurance policy with your loan provider. Taking out life insurance would also ensure that your family is not left homeless should the worst happen.



Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.

Apply now For a Debt Consolidation Loan