Hot Topics

In what circumstances should I consider taking out a personal loan?: You can get a personal loan for any reason you want.
What is a Home improvement Loan?: Many people choose to take out home improvement loans so they can give their house a new look before selling.
If I decide I need a personal loan, which type of lender is best?: Banks, building societies and specialist finance companies all offer personal loans. None are any better than the others in any outright sense – but because the market is so competitive, you'll need to shop around.
How long can I take the loan over?: How long you take the loan over depends on how much you need and how much you can afford to repay on a monthly basis.
Will a debt consolidation loan solve all my problems?: A debt consolidation loan will solve your problems if you can meet the repayments. However you need to analyse how the money troubles began – and fix the root cause.

I’m self-employed, am I still eligible?

Self-employed loans used to be difficult to find and expensive. But today, now that more and more people are working for themselves, self-employed loans are widely available and, as interest rates have fallen to their lowest in years, more affordable.

So whether you're a contractor or you run your own business, whether you have certified accounts or no proof of income, you can still obtain credit with a secured or unsecured self-employed loan.

A wide variety of lenders offer self-employed loans – and they can be tailored to suit your individual financial circumstances. For example, if you have an adverse credit history or bad credit rating, such as mortgage arrears, credit card problems or payment defaults, there are still companies that will offer you a self-employed loan.

If you can't prove how much you earn, you will be able to self-certify your income using a professional organisation. If you have at least 2 years’ certified accounts, you will be able to take on a loan that offers similar rates and benefits to those you would enjoy if you were employed.

Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.

Car Loans

Holiday Loans

Home Improvement Loan

Career Change Loan

Debt Consolidation Loan

Bridging Loans

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