Hot Topics

What is a Holiday Loan?
A holiday loan is a loan designed to give you the means to pay for a holiday. This is commonly used for ‘holidays of a lifetime' like honeymoons, anniversaries and holidays to exotic locations.
How much can I borrow?
How much you can borrow is dependent on a number of categories: your income, your assets and your credit history to name but a few.
What does it mean if my payment protection insurance includes cash back?
Some lenders offer a cash back scheme on payment protection insurance – by refunding all or part of the insurance premium after a certain time has elapsed.
Can I cancel my loan application if I decide not to go ahead for any reason?
If you decide you want to cancel your loan application once you have made it, you can do so within a certain period of time set by the loan company.
I have not been with my current employer very long, can I still apply for a loan?
To apply for an unsecured loan you will normally need to provide 3 consecutive pay slips to prove that you have a regular income.

I have not been with my current employer very long, can I still apply for a loan?

To apply for an unsecured loan you will normally need to provide 3 consecutive pay slips to prove that you have a regular income.

Apply now

If you have only just started in a job the loan company may ask your permission to obtain a reference from your employer – this will be to confirm your position and annual salary. They will never contact your employer without your consent, and they will not supply them with any details of your loan application.

If you are applying for a secured loan – your income status will not be of such importance as you will be securing the loan with your property. However your income will form part of your credit scoring, and if you have a low salary you may find that your APR could be affected as you will not achieve a full low risk status.