No Proof Of Income

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What is a Home improvement Loan?: Many people choose to take out home improvement loans so they can give their house a new look before selling.
What if I already have a mortgage or loan secured on my home?: It is possible (indeed common) to have more than one mortgage or loan on your property, as long as there is sufficient free equity in the property to secure the loan.
Can I defer payment?: This depends entirely on the specific agreement you have made with the loan company – and you must read your terms and conditions carefully to see if you are entitled to defer your payments at any point.
What happens if I want to borrow more?: To borrow more you have the option of either taking out a new loan independent of your other loan(s), or arranging with your loan provider to add onto your existing loan.
I live at home with my parents, can I still apply for a loan?: If you live at home you are still eligible for a tenant loan – this is basically an unsecured loan in which you have no property to provide as security against the debt.

If you are unable to provide proof of income i.e. payslips, you will need to 'self-certify' your income in order to take out a loan. This is because loan providers need to be sure that you will be able to pay the loan back in line with the terms of the credit agreement. The usual way to self-certify your income is to provide an accountant's certificate. However if you are applying for a small loan, you may be able to self-certify your income yourself, just by confirming your occupation and income in writing. This will save you the cost of paying an accountant to certify your income for you.

If you have no proof of income then don't let that stop you from applying for a loan through this website. Our partners have access to a number of lenders who will happily provide loans to people with no proof of income, so request a quote today!