Summary
The cost of Life Insurance is going up for smokers and those of us who are overweight. This article explains who is affected.
Life Insurance - Smokers and Overweights pay over 50% more!
The life insurance industry is becoming tougher on smokers and those of us who are overweight.
When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. (Or with Critical Illness Insurance, the risk that you will become critically or seriously ill during the policy's term.) In this context, smoking and obesity have become increasingly important issues.
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