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Should your policy be written “in Trust”?
We believe that all Life policies should be written “in trust”.
Hot Topics
- Life Insurance - why do you need it?
- You may want Life Insurance to provide some financial protection for the family or to cover the payment of an Interest Only Mortgage.
- What personal details do you need to provide to get a quotation for Life Insurance?
- Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.
- Should you include Critical Illness cover on your Life Insurance policy?
- You should certainly consider taking out Critical illness cover whether you combine it into your Life Insurance policy (which is by far the cheapest way to buy both insurances) or you take out separate policies (which gives you far more protection – see below).
- What is the Difference Between Critical Illness Insurance and Terminal Illness insurance?
- Critical Illness Insurance is much more comprehensive than Terminal Illness cover.
- Should your policy be written “in Trust”?
- We believe that all Life policies should be written “in trust”.
This makes certain that the money from the policy avoids inheritance tax. This could mean a tax saving of 40%. (Incidentally, inheritance tax is not an issue on estates passing between spouses as these are automatically exempt of inheritance tax.)
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- How long should you insure for?
- What do you need to know about life insurance
- What is the difference between life insurance and life assurance ?
- Life Insurance - why do you need it?
- Is there any investment value in your policy?
- How quickly will your application be processed?
- Go to menu of Frequently asked Questions about Mortgage Life Insurance
- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Critical Illness Insurance
- Go to menu of Frequently asked General Questions




