Hot Topics

What Exactly Is Private Medical Insurance (PMI)?

Private Medical Insurance (or Private Health Insurance as it is sometimes known) insures you against the costs of private medical treatment for curable short-term or ‘acute' medical conditions.

I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?

Private medical insurance does not normally cover a pre-existing medical condition.

What Will Affect My Premium In Future?

Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.

Do Insurers Have a Money-Back Guarantee?

If you decide that you don't want to take out your private medical insurance policy, most insurers offer a money-back guarantee.

What Happens If I Want To Move To Another Insurer?

If you have a current private medical insurance plan but wish to change to another insurer then it is possible to ensure that you receive a plan on "no worse terms.” This is known in the trade as a CPME plan.